Personal Accident that Allow to Renewable Yearly for Life

Most of the Personal Accident Insurance in Singapore only for applicant below 70 years old and renewable to 75 years old. After 75 years old there will be no more personal accident insurance coverage for the elderly. Singapore’s life expectancy at birth has reached 82.4 years in 2013. Meaning there is about 8 years no coverage for the elderly and this is the age that the elderly need more personal accident insurance.

Luckily there is one Personal Accident Insurance issue by NTUC income to protect the elderly - SilverCare Insurance

The eligibility is below age 75 and able to renewable yearly for life.

My mother had a fall in May 2016 and caused fracture right colles. She was able to claim for the medical expenses under this SilverCare Insurance.