Best Travel Insurance that I Have Bought

I had bought an annual travel insurance from Sompo Insurance Singapore Pte Ltd - TravelJoy, Deluxe plan for my wife as she need to travel to overseas quite often. In early July 2016, she flew to Fujian, Fuzhou and from Fuzhou travel to Guangzhou for business trip by train.

She had booked the train service on 9 Jul to travel from Guangzhou back to Fujian. However the train service was canceled due to Super Typhoon Nepartak. She need to stay an additional one night hotel stay (318 CNY) in Guangzhou and re-book the earliest train ticket (292 CNY) to Fuzhou and from Fuzhou take local transport back to Ningde.

As there is a travel delay in the overseas, she made a claim to Sompo Insurance Singapore Pte Ltd and the claim was approved. Below is the claim cheque issue by the company.