New Social Media Marketing

Recently came across a new way of earning money by sharing articles, news or information through facebook, twitter or google+. Detail in this link - > http://bit.ly/1dAewrK
Is this a scam ? I dont know. Maybe I should tried it and posted the result after the cash out.

Master Card Cross Border Fee

I have used the mastercard to pay for my US professional membership fees of US$147. The currency conversion rate is 0.8007 so after the conversion, I need to pay in S$183.59. Beside the currency conversion, I also need to pay an additional of S$4.59 cross border fees which is equivalent to (4.59/183.59) 2.5%.

Are cats allow in HDB flat?

Recently come across a facebook post on the reply from HDB - are Cats allowed in HDB flat?



To confirm that it is true, I have double check in the HDB web site - http://www.hdb.gov.sg/fi10/fi10326p.nsf/w/PetTypesOfPetsAllowed - From the website it stated clearly

"Flat owners are not allowed to keep cats in HDB flats, as it is generally difficult to confine cats within the flat premises. Nuisance caused by cats such as shedding of their fur, defecating/urinating in public areas or even the caterwauling sounds that they make can cause a lot of disturbance, which affects the environment and disrupts neighbourliness in our housing estates."

And indeed it is true and alot of hdb owner are not aware of it.

NTUC Incomeshield Appeal Result

One week later, I received a letter from NTUC Income

Dear Policyholder

INCOMESHIELD - DECLARATION OF HEALTH CONDITION

Thank you for providing us the additional information on your health status/medical history.
The policy as issued earlier without above information.

We are pleased to inform that we are agreeable to remove the exclusion DISORDERS OF THE HEART imposed on the above mentioned policy. Please refer to enclosed endorsement for details.

I you have any queries, please call our Customer Service Officers at 63321133 or email us at healthcare@income.com.sg. We would be most happy to assist you.

Yours sincerely


Chue Chun Yi
Executive
Group & Health

After received this letter, I am happy that NTUC Income finally agree on the removal of the exclusion. However the exclusion had made me worry for years. Will it be better that the echocardiogram be done first to confirm the seriousness of the MVP before adding the exclusion in the policy? Is the insurance agent that sell the policy to me did not take the initiative do a good job? Is it no one wanted to bear the cost of medical check ($321/-)? Should the insurance agent pay for my bill as they are earning commission annually from my medical plan?
If I did not appeal then forever I will not be sufficient cover. Quite disappointed with the agent and the insurance company without taking the initiative and give their best services to the customer.