POSB Everyday Card Announcement of Change in Card Benefits wef 1 May 2016

Have received email on the revision of the POSB Everyday Card benefit -> http://www.dbs.com.sg/personal/cards/cards-news-announcements.page?pid=sg-posb-edm-SGCARD160031-30mar-cards-everyday-btnlearnmore-news-announcements.page

The changes is

• Registration and top-up charges for NETS FlashPay Auto Top-Up (ATU) by Credit/Debit Card and GIRO are currently waived till 31 March 2016. From 1 April 2016, an Auto Top-Up fee of $0.25 (GST inclusive) will be charged for each Auto Top-Up transaction by Credit/Debit Card and $0.15 (GST inclusive) for each Auto Top-Up transaction by GIRO.

Meaning there will be no more free Auto Top-up for NETS FlashPay in using POSB credit card. But I wonder the Ezlink ATU for POSB is it still free? 

According to http://home.ezlink.com.sg/home-ezreload, it seem that the fees is waived.

And the citibank credit card ezlink reload fee is also waived. ->https://www.citibank.com.sg/gcb/credit_cards/smrt-credit-card.htm?icid=SGCCUJ7ENCCHOCAAN

Useful Principle or Effect Theory

蝴蝶效应 Butterfly Effect

鲶鱼效应 Catfish Effect

羊群效应 Herd Effect

木桶效应 Bucket / Cast Effect

鱷鱼法则 Alligator Principle

刺猬法则 Hedgehog Principle

破窗理论 Broken Window Theory

手錶定律 Segal's / Watch Law

二八定律 Pareto Principle

Refund of EVERGREEN LIFE MANUKA HONEY in Singapore

According to the media release by AVA - Agri-Food & Veterinary Authority of Singapore, they are working with the importer to recall List of Evergreen Life Manuka honey products from Singapore market immediately. The products have been recalled because non-approved substances may have been used during the processing of the honey. Singapore food regulations do not allow additives to be added to honey. Consumers are advised not to consume the products and to discard them.

The list of recall Manuka Honey are in AVA website

I had bought Evergreen Manuka Honey MGO30+ 500G and Evergreen Manuka 100% Pure New Zealand Honey TA 20+ and had opened and consumed the TA 20+ for few tea spoon.

For MGO30+ 500G, I managed to get a refund from NTUC Fairprice . The cash refund is $27.80.

For Pure New Zealand Honey TA 20+, I bought it in Robinsons. Due to it was opened and consumed, the Robinsons only willing to refund 50% of the price ($45.60)  which is $22.80. Robinsons only issue gift card instead of cash. However I have checked the Metro facebook, the Metro is willing to refund 100% of the price regardless of opened or unopened. This make me wonder why there are differences in the refund prices??